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- About This Book:Written by renowned retirement-income expert Wade D. Pfau, Ph.D., CFA, RICP®, this guide presents an objective, research-backed perspective on how reverse mortgages can enhance a comprehensive retirement plan.Explains the mechanics of HECM reverse mortgages, including upfront costs, line-of-credit growth, and spousal protections.Advocates for early planning—setting up a reverse-mortgage line of credit when rates are low to act as a financial buffer in market downturns.Covers real-life case studies on strategic payouts, delay of Social Security, tax optimization, and balancing asset withdrawals.Provides guidance for heirs and estate planning, detailing what happens to the loan upon the borrower’s death or sale of the homeProduct details:Publisher : Retirement Researcher Media (February 24, 2022)Language : EnglishHardcover : 139 pagesISBN-10 : 1945640146ISBN-13 : 978-1945640148Item Weight : 9.4 ouncesDimensions : 6 x 0.51 x 9 inches
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